Finding the right home at the right price is just one part of a real estate transaction. Pioneer Realty & Investments is experienced at assisting both buyers and sellers when it comes to closings. E-mail or call me today at (562) 618-1400 if your needs include a real estate pro ready for the business side of buying and selling.

Expected closing costs

There are certain basic expenses linked to closing the sale of a house. These fees are usually divided between the buyer and seller, as directed in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in California to help lead you through the transaction.

Closing costs that are tied to your mortgage    (Learn more)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, the following taxes are usually collected    (Learn more)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Learn more)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your sale, I'll not only work to get the very best sales price, but I'll also campaign for lower closing costs. And once we've arrived at an agreement, I'll explain in detail the closing costs so you are informed of exactly where your money is going.

Buyers: If you're buying real estate in Orange County, you will be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within an appropriate range so you're not astonished when you get to closing time. I'll be glad to look at the GFE with you, answering your questions and highlighting any estimates that seem questionable.

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